As I walk around my Jacksonville neighborhood filled with homes built in 2003 and 2004, I see that most of the AC (heat pump) units are original. They look like mine, complete with rust on the top. But it's more than the rust that makes these obsolete, and you probably better save up for the upcoming expense yourself if you have an AC unit that is over ten years old.
While it's true that air conditioners and heat pumps are built to last 10-15 years, the problem is that if you have a problem with your pre-2010 unit after 2019, then it will be too expensive to fix. The freon used in the units changed in 2010, and it will be too expensive to fix old units starting in 2020. Great news for local HVAC guys but not great news for homeowners.
Apparently, there's a way to upgrade your old freon to the new coolant, kind of like how old cars can get upgraded to a newer R-134a system. The problem for me is that I would now have a new coolant setup in a 15-year-old air conditioning unit. I'm not sure if that's a good investment.
I guess my plan is to get the unit serviced sometime before the January curoff, hoping that if there's a small freon leak that topping it off will get me by. Then I'll have to plan that the next time I call an HVAC guy, I will be replacing the units. So one more item I get to save up for.
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